$289,000

11 Teresa Ct. Hamilton OH 45013

About This Property

Tri Level Home | 4 Bed | 2.5 Bath | 2 Car Garage | Completely Remodeled | $289,000 | Coming Soon 5/16/23 Showings Start 5/19/23

 
Fully remodeled tri level located privately at end of a cul-de-sac. Updates- int/ext paint, new doors, windows, roof, gutters, HWH, garage door, deck & landscaping. Brand new kitchen features soft close cabinets, granite countertops, SS appliances & open-concept living. Updated bathrooms & flooring throughout. Private walk out deck from LL bdrm. LL features flex space. Two car garage w/ addl space for storage. Spacious & wooded yard. New deck is perfect for entertainment! Showings start 5/19. 

Want to set up a private tour? Questions?

Contact Hannah Downs today!

513-324-1162 | hdowns@sibcycline.com | Or fill out the form below!

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$349,900

4027 S Jefferson Ave. Norwood, OH 45212

About This Property

Three Story Home | 4 Bed | 1.5 Bath | 2.5 Car Garage | Charming and Updated | Presidential District | $349,900 | Coming Soon 2/20/23 Showings Start 2/23/23

 
Charming home located in the Presidential District. Updates throughout while keeping its charm. This home offers natural light, stained glass, original doorknobs, quartz countertops & so much more! Updates include: full kitchen & bath remodel, refinished original hardwood flooring, third floor carpet, interior & exterior paint, windows, electric, lighting, porch & more. This beautiful lot features a fenced in yard, large driveway leading to 2.5 car garage. Moments away from Rookwood, local shops & restaurants, Wasson Way trail, Factory 52 development & HWY access. * 1901 SQFT- Third floor living space not reflected per auditors site *

Want to set up a private tour? Questions?

Contact Hannah Downs today!

513-324-1162 | hdowns@sibcycline.com | Or fill out the form below!

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Hey Cincinnati! We have a new and amazing sushi, Thai and Seafood spot, Rosewood.

Rosewood just opened up their new restaurant in the heart of Oakley. A sister restaurant of Teak in OTR, offering several varieties of stir fry, Thai curry, fried rice, noodle dishes, and of course a vast variety of delectable sushi. Rosewood took over the location of the Oakley Fish House and still offers fresh fish dishes from the former restaurant.
Like Teak, Rosewood is a type of sturdy wood found in Southeastern Asia. It’s the perfect counterpart to Teak OTR’s renowned legacy of strength in service, cuisine, atmosphere and value. Visit Rosewood for lunch, drinks, apps, dinner or even make it your go-to spot for a special occasion. They have unique menu items and the perfect price points for everyone! 
We visited Rosewood for a date night and had an awesome experience! Everything was on point from the ambiance, decor, drinks, food and service. Every drink and dish tasted amazing and had a beautiful presentation. My absolute favorite was the "OMG" roll. It came out on fire... yes, literally on fire! Pairing my sushi with a side of fried rice or spicy noodles is my go-to and they have plenty of options. In addition to food, they have plenty of unique drink options. My favorite was the espresso martini, they are specially made with oat milk and taste fabulous!
Without a doubt we will be back at Rosewood for another date night or an easy take out. I am looking forward to experiencing Rosewood during spring and summer time- they have a patio that will be the perfect spot to enjoy a drink with friends. If drinks on the patio isn't your thing, don't worry. You will love the atmosphere inside too. Their green booths are the perfect "Instagramable" spot...

If you're in the Oakley area, you can check out Rosewood at 3036 Madison Rd. The restaurant is conveniently located as it is walking distance to other local shops on the Oakley Square. Rosewood is open for both lunch, dinner and runs their happy hour Tuesday through Friday from 4-6 PM. You can check out their website and order online here. You can check out their Instagram here. Support local- give Rosewood a follow and stop on by for your next outing!

Home equity…Everybody wants it, but what exactly is it, and how do you get it?

Home equity…Everybody wants it, but what exactly is it, and how do you get it?

Equity represents the degree of ownership an individual or entity has in an asset after subtracting any debts against the asset. To say someone shares equity in a company means they would share in any assets remaining after all debts are accounted for.

For example, if your business has sold $500,000 worth of product this year, but you have rent, operating expenses, and a business loan payment totaling $400,000 for the year, you have $100,000 of equity in your business. Equity changes as the value of your assets and debts change.

Home equity works the same way. When you take out a mortgage to purchase a home, your home is collateral on the mortgage loan, so the outstanding mortgage principal must be deducted from the value of the home to determine your home equity.

In most cases, you make a down payment when you purchase your home. That down payment is your initial home equity. If you pay a 20% down payment on a $200,000 home, you have $40,000 equity when you close on your purchase.

As time goes on and you continue to pay down your mortgage principal, your equity grows. Usually, the longer your own your home, the more equity you gain because you are paying down your mortgage. However, any debts you take on using your home value as collateral, such as a second mortgage or home equity line of credit (HELOC,) decrease your home equity.

The changing real estate market also influences your equity. If you paid $200,000 for your home, and two years later the homes in your neighborhood start selling in the $400,000 range, your theoretical equity increases. (Theoretical because you don’t realize your home equity until you sell your home and pay off all debts against it.) You can also lose equity if the market takes a dive but be patient and it should recover in time. Curious to know the current value of your home? Click here to find out! 

Equity also grows if you make improvements on your home that increase its value. Let’s say you add a swimming pool and all new appliances. You have increased the value of the home. Your equity doesn’t increase by the amount your spent on the improvements, but on the value you get upon resale. This is an important point when considering making improvements prior to putting your home on the market, and one that is often misunderstood.

Let’s say Joe spends $50,000 on upgrades to his home. He might tell his neighbor, “I have $50,000 in my home,” but when he goes to sell, the current market dictates how much he will actually get in return. If Joe ends up selling for $40,000 more than he originally paid, his $50,000 investment got him $40,000 in home equity.

Some things you can do to increase your home equity include:

1) Make a large down payment when you purchase your home. The more cash you put down, the more equity you begin with.

2) Make increased or extra payments on your mortgage principal. Adding to the principal portion only on your monthly payments, or making extra payments when you are able, helps chip away at your outstanding debt.

3) Be smart when making home improvements. Not all improvements build equity. Some improvements may be personal preferences that don’t necessarily add value for resale. Improvements such as a new HVAC system, new appliances, or a new roof are usually more reliable investments than a fountain in the front yard or surround sound speakers throughout the house.

4) Don’t borrow against your home equity unless you must. Home equity is often a homeowner’s biggest asset, and can help to build your retirement nest egg, but it can also come in handy if life throws you a curve ball and you need to borrow against it for an unforeseen emergency. Be careful not to borrow against your equity for frivolous purposes, so it will be there if you really need it.

5) Sell when the market is favorable. If you are counting on your home equity to help finance your next home, pay for your children’s education, or add to your retirement funds, try to sell during a seller’s market when inventory is needed in your area.

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Thinking of Using Your Equity for a New House?

Contact Hannah Downs today!

513-324-1162 | hdowns@sibcycline.com | Or fill out the form below!

What's your home worth?

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Trendy Restaurants & Bars in Cincinnati

"Within the last year, a handful of trendy restaurants & bars have opened up, giving us a variety of options" - Hannah Downs of HWHD.
The city of Cincinnati is continuously growing their food & bar scene. HWHD is on the hunt to find the best spots in our city, featuring tasty food and a unique ambiance. You can find everything from upscale restaurants to local dives, and everything in between. Here's a taste of what's trending in Cincinnati-
Jeff Ruby's Steakhouse- This high-end steakhouse is located downtown Cincinnati, adjacent to Fountain Square. Ruby’s has been a Cincinnati landmark for more than twenty years but just opened their new location in October of 2022. With an interior design aesthetic featuring an updated homage to classic Art Deco opulence, you will feel transported to another place and time without having ever left town.
Frankie's Sips & Savories- "Blending love of family, music, travel, drink & food". The children of a Gold Star Chili founder opened Frankie's the summer of 2022 in downtown Cincinnati. They opened their doors to honor their father (Frank) and his love of travel, food, friends and hosting. The walls of the entryway are decorated with Franks most popular quotes/ sayings. Throughout the restaurant are family photos from Franks travels around the world, each with a story. Everything at Frankie's is made from scratch in-house and sourced as locally as possible.
Element Eatery- Located in trendy Madisonville, Element Eatery opened their doors fall of 2022. Element Eatery is not just a restaurant, it's a food hall offering a variety of different restaurants and dishes. This is THE spot for foodies, family and friends. There's also a 48-tap beer garden and bar. "Everyone can find the perfect drink to complement the unique dining options".
Placebo BarLocated right next to Element Eatery in trendy Madisonville. This aesthetic bar opened their doors late Spring of 2022. If you're looking for the perfect "Instagram-able spot", this is it. As you walk into this cocktail bar, you instantly get a roaring 20's, high-end vibe. "Placebo is a bar entirely devoted to the perfect beverage experience. Our cocktails highlight time-tested techniques with a modern touch". In addition to their fancy drinks, Placebo offers an assortment of gourmet popcorn, made in-house, to satisfy light appetites.
Ford's Garage- Fords Garage is your pit stop for the best burger in town. This unique spot opened their doors at the Rookwood Pavilion in Spring of 2022. The restaurant is a 1920's garage theme, decked out in vintage cars. Model Ts and Model As hang above the bar, the bathroom sinks are made from tires and fuel pump nozzles. The burgers are great and the dining experience is unforgettable.
Alcove- MadTree's Alcove opened its doors spring of 2022, in the historic neighborhood of OTR. This multi-level bar, restaurant and event space is absolutely a vibe! As you can imagine, the OTR building boasts with character, giving a trendy and aesthetic atmosphere. The mix of natural light and gorgeous Urban Blooms greenery give a warm- greenhouse feel. Have a drink, snack or stay for a meal!
Alice- This hipster and trendy bar opened its doors the summer of 2022 in OTR. Alice brings an indoor/outdoor concept as it's located in an old garage-warehouse. This spot surely stands apart with its bright, colorful, industrial vibes and unique murals. On the weekends, enjoy dancing the night away on their dancefloor, while sipping on one of their signature cocktails.
Royce- "A modern French brasserie and bar at fountain square, influenced by traditional European markets, NYC brasseries, and French delicatessens". This chic spot opened late summer of 2022, bringing an upscale ambiance vibe to our city. The lovely music and bold decor make this restaurant a trendy place to relax and grab a bite. The wall-to-wall accordion doors open up to the patio, bringing a private feel, even though you're in the center of the city.
La CantinaLa Cantina started as a pop-up at Crown Republic Gastropub in fall 2021. Its popularity quickly took off and their doors permanently opened early 2022. The restaurant features contemporary, authentic Mexican cuisine and cocktails. There are flavors and dishes from all eight regions of Mexico. Everything is fresh and even gluten free! Their new space features a bright, organic and calming atmosphere, with plants and natural design.
Don’t miss the chance to visit trendy restaurants & bars, with amazing ambiance, tasty food, and top-notch service. Check out https://homewithhannahdowns.com/the-blog for more places to visit & things to do in the city of Cincinnati.
As the city of Cincinnati is continuously growing their food & bar scene, the housing industry is growing too! If you're looking for a new and trendy place to call home, contact your local agent, Hannah Downs. Visit HomewithHannahDowns.com for more information on All Things Cincy. 

$250,000

10582 Thornview Dr, Cincinnati, OH 45241

About This Property

ranch | 3 bed | 2 full bath | finished basement | full renovation | $265,900

 
This updated ranch is move in ready! Fully renovated to open-concept living with stunning finishes throughout. Renovations include- fully remodeled kitchen, beds, baths and LL. Brand new roof, windows, HVAC, electric, deck, landscaping, LL carpet, paint, carport + more! Featuring original HW floors, SS appliances, granite countertops & abundant space to entertain out back. Moments away from Summit Park.

Want to set up a private tour? Questions?

Contact Hannah Downs or Jeri O'Brien-Lofgren today!

513-324-1162 | hdowns@sibcycline.com | 513-266-8568 | jobrien@sibcycline.com | Or fill out the form below!

What's your home worth?

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Shop Local This Holiday Season in Cincy

Polished with LC- mobile nail tech- treat your wife, girlfriend, sister or friend to an at home manicure with Lauren. For pricing, questions, or to book your mani, text Lauren Camil- 513-253-5368

The Cheesecakery- Coffee shop and bakery- these treats will make your holiday season sweet! Great for holiday parties. Check them out in Madisonville, or order online here. 

Pinecone Home- personalized home decor- great gift idea for just about anyone. Personalize a charcuterie board with your initials, and much more. Check them out and order online here. 

Cincy Sleepovers- luxury sleepover rental co- consider gifting a special kiddo in your life their "Twas the Night Before Christmas" sleepover experience. Request a quote here.

&Sundries- local shop that has it all- soaps, candles, gifts and more! Order online here or check out their store in East Walnut Hills.

Argos- pet shop- make sure your fur baby feels included this holiday season. You can shop at Argos three locations: Madeira, East Walnut Hills, or Pleasant Ridge.

DEERHAUS DECOR- a sustainable general store- tons of small gift ideas, including plants, home goods, accessories and more! Shop in OTR or online here. 
Lane + Kate- fine jewelry- gift your loved one a special piece of jewelry while supporting local. Schedule a design consultation and online shop here. You can also visit their store, located in OTR.

The Sugar Boutique-cocoa Bombs-perfect stocking stuffers or white elephant gift! To order, visit their Facebook page here. 

Cosmic Moon Sisters- custom soy wax candles- perfect stocking stuffers or white elephant gift. You can order online here.

Shannon Patty Art- watercolor artist specializing in custom portraits- gift a painting of a wedding venu, home and more! Check out Shannons art here.

The Oakley Soap Co- unique soaps and scrubs- easy and perfect gift idea. Everyone needs soap! Support this local mom and shop here.

Cozy Co- arts and crafts store- custom t- shirts, ornaments, coffee mugs and more! Order off their Facebook page here. 
Nest- unique gift boutique- they have gifts for all occasions that will make a distinctive statement about how much you care. Check out their store on Michigan Ave, in Hyde Park.
Pomegranate & Lime- for the ladies, gents, baby, home, gifts and more! "Beautiful gifts.. classic with a twist". Stop by their store, located in Mariemont.
WoodBottom Quail Farms- homemade bread, bourbon infused jams jellies & caramel- a sweet treat for all! Shop online here, or stop by in person! The farm is out in Bethel, Ohio. *Please call in advance to make sure they have product available*
HWHD- your local Realtor- shopping BIG this holiday season? Home with Hannah Downs can help you find your special home for the holiday! HWHD specializes in buying, selling and building in the Cincy area. To schedule your consultation, contact Hannah Downs, 513-324-1162, hdowns@sibcycline.com.

With the holiday season in full swing, it's more important than ever to keep our small businesses top of mind. Shopping small supports our local businesses and family businesses, who work hard every day. They cater to their community and to their employees. So, why not support them? If you're a small business in Cincinnati and want to be featured, please reach out to me. I'd love to support you, too! 

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$269,900

8116 Brookfield Dr. West Chester, OH

About This Property

Single family property, 3 beds, 2 baths,2 car garage, built 1986 & updated throughout, 1,606 SQFT, $269,900

 
Cozy tri-level home located in West Chester. Recently updated & move in ready! Updates include stunning hardwood floors, kitchen, SS appliances, bathroom & more! Well maintained: Roof 2022, AC/Furnace 2019. Relax in the finished LL by the wood burning fireplace. Large rear yard with back porch, playset & built-in fire pit. Great opportunity in Lakota School District.
Coming soon 11/15, no showings until 11/16.
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Questions or want to set up a private tour? 

Contact Hannah Downs today, 513-324-1162, hdowns@sibcycline.com

$274,900

5776 Onedia Ct. Fairfield

About This Property

Single family property, 3 beds, 2.5 baths,2 car garage, built 2001, 1,456 SQFT, $274,900

Meticulously maintained home located in quiet cul-de-sac. Recently renovated to an open concept living, with additional updates throughout. Updates include hardwood floors, kitchen with granite counter tops, SS appliances, bathrooms & more! Roof 2020, HWH 2022. Spacious basement allows for you to make it your own space. Relax on the back porch or by the built-in fire pit. Nearby Bridgewater Falls shopping and highway access. Fairfield School District.

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Questions or want to set up a private tour? 

Contact Hannah Downs today, 513-324-1162, hdowns@sibcycline.com

Home Improvement Projects with the Best Returns

Customizing a home to your taste is one of the best things about home ownership. Before you start swinging that sledgehammer there are a few things you should know to make sure you get max return on investment. Check out a few Insights from the NAR’s Remodeling Impact Report-

Top 5 interior reno projects for max ROI-

  • Hardwood floor refinish: 147%
  • New wood flooring: 118%
  • Insulation upgrade: 100%
  • Finish basement area: 86%
  • Closet reno: 83%
  • Further down on the list?
  • Bathroom reno: 71%
  • Kitchen upgrade: 67%

Top 5 exterior reno projects for max ROI-

  • Replace roof: 100%
  • Garage door replacement: 100%
  • Upgrade to fiber cement siding: 86%
  • Vinyl siding replacement: 82%
  • Vinyl windows: 67%

All of the renovations on this list would be thumbs up from where I sit! Have another project idea you’re mulling over? Reach out to me and let’s chat about how it may impact your home’s value.

 

Have a project in mind and looking for a reliable contractor? I know how challenging it can be to find reliable professionals when you have maintenance, repairs or remodeling needs. Sibcy Cline Home Services is there to help by connecting you to reliable services and vendors. We have over 200 vendor contacts! Reach out to me to get connected with Sibcy Cline Home Services for free!

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Contact me | Hannah Downs | 513-324-1162 hdowns@sibcycline.com  HomewithHannahDowns.com